Critical illness

Critical Illness policies pay a lump sum on diagnosis
of specified medical condition examples are –
 
• cancer
• coronary artery by-pass surgery
• heart attack
• kidney failure
• major organ transplant
• multiple sclerosis
• stroke
• aorta graft surgery
• benign brain tumour
• blindness
• coma
• deafness
• heart valve replacement or repair
• loss of limbs
• loss of speech
• motor neurone disease
• paralysis/paraplegia
• Parkinson's disease
• terminal illness
• third degree burns
 
Please note the exact definitions and conditions covered vary between insurers.