With-Profit Bonds
  
The With Profits Bond is designed to offer the potential
for rewarding returns over the medium to long term.
 
Your investment will be placed is a With Profits Fund,
the concept of which is that it smoothes the up’s and down’s
of its underlying investments to produce return.
  
Many providers are currently applying Market Value Adjustments
to With Profits product and this has led to a lot of negative publicity
for these products.
 
Our opinion is that the future of these looks unsteady in the current climate.
However, if you hold one it is important that you seek
professional advice before tacking any action.